boutiquemortgage · by West Coast Capital
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Legal

Licensing & disclosures

boutiquemtg.com (“Boutique Mortgage”) is a marketing name owned and operated by West Coast Capital Mortgage Inc. All mortgage activity is conducted by West Coast Capital Mortgage Inc. and its licensed loan originators.

Company licensing

Loan originator

Consumers may verify licensing through NMLS Consumer Access.

Equal Housing Opportunity

We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, receipt of public assistance, or the good-faith exercise of rights under the Consumer Credit Protection Act.

Nature of information on this site

All content, calculators, sample rates, scenario cards, the Strategy Studio and the AI concierge are educational tools. Nothing on this site is a loan approval, pre-approval, qualification, rate quote, APR, Loan Estimate, lock or commitment to lend. Final loan terms are subject to a complete application, credit, income, asset, property and program review, and underwriting approval by the funding lender.

Sample rates

Sample rates are drawn from wholesale lender pricing for a best-case borrower profile on the date shown and are provided for illustration only. Your rate and APR depend on credit score, loan-to-value, loan amount, property type, occupancy, documentation, points, lock period and market conditions at the time of lock. Rates change without notice.

AI concierge

The AI concierge (WCCI Loan Strategy AI at wcci.online, operated by West Coast Capital Mortgage Inc.) is an automated assistant powered by a large language model. It is not a licensed loan originator, does not quote rates, does not make credit decisions, and may be inaccurate. Its answers are informational only. A licensed loan officer reviews your scenario only after you submit it through the contact form, by phone or by email. Do not share Social Security numbers, account numbers or other sensitive identifiers with the assistant.

Texting consent

By submitting a form with the contact-consent box checked, you agree that West Coast Capital Mortgage Inc. may contact you by phone, email or SMS at the number provided regarding your inquiry, including through automated technology. Consent is not a condition of purchase. Message and data rates may apply; message frequency varies. Reply STOP to opt out or HELP for help.

Third-party links

Links to the secure application portal, the OurMTG borrower portal, GR CRM scheduling, sister brands and other sites are provided for convenience. Each is governed by its own terms and privacy policy.